Larry Chiang's Duck9 (Delivering U Credit Knowledge (D.U.C.K) About FICO Credit Scores
"Duck9's the ORIGINAL credit score prep program for college students that you self-study. No transfer of personal information ever!!
If you are high maint., text the co-founder Larry Chiang (me) 650-283-8008
OR just click on Dickie's mouth to read my photo-blog loaded w/pics on 'Beating the FICO'"
-- LARRY CHIANG
d.u.c.k.9 is Delivering U Credit Knowledge 9.
FICO is TM of Fair Isaac and doesn't endorse or advocate -- Obvi!!
Why '9'!? ANSWER: "9's" are charged-offs loans that ruin and decimate credit scores because your lender got screwed cuz you ditched a payment or 20.
Do you know where the real mascot of Duck9, "Dickie", is?! Last I heard, he was in a Mexican business incubator (starting Muck9?) Email me, the CEO at firstname.lastname@example.org.
The "31 envelopes, Pixar stamp system" is kinda simple to do on your own without texting or transfering
The PDF for a free credit report goes to Atlanta GA's Annual Credit Report's PO Box 105281 bc the Fed Trade Comm (FTC) enforces FACT Act. Its a bill Congress passed. Duck9 passed HR627 and HR 3606. The zip code in GA is 30348.
Post Office Boxes are the achilles heel for Experian, Equifax and TransUnion #POBox105281