The Problem: 1 in 3 college students owes $900+ on credit cards. 1 in 14 ends up dropping out of school because of financial pressure*.

The System: Banks screw us and have the maniacal need to charge interest and fees.

The solution: you, a goal to never have a FICO below 750 and your local covert community

The cost: $9.95/mo or free (free only cuz someone told you about duck-butt) but there's a waitlist to register for service