Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

AAA Rated Shit That’s Pure Junk

by Larry Chiang on October 4, 2025

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First thing of golden retriever does when you pick them up, is the kiss your face

October 2, 2025
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Carvana’s CarMax and Other Subprime Loan Pools Exhibit Spiked 30+ Day Delinquencies

October 2, 2025

– CarMax and Carvana’s 2024 loan pools exhibit 30+ day delinquencies at 4.5% and higher, 2-3 times prime benchmarks despite average borrower FICO scores of 714 and 695, signaling affordability strains beyond credit quality. – Lenders extend payments to curb repossessions, holding repo rates below 0.2% while modifications rise to 0.5%, delaying vehicle returns and […]

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Me in Great William’s on a Saturday trying to get to Aritzia. Good Will

October 2, 2025

    lito (shadows #1 fan) ⁦‪@AbiChittin‬⁩ Me in Trader Joe’s on a Sunday trying to get to the butternut squash Mac and cheese pic.x.com/lC7MRKGrOg   9/30/25, 6:38 PM     Me in Great William’s on a Saturday trying to get to Aritzia. Good Will  Me in Trader Joe’s on a Sunday trying to get to […]

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Is the algorithm starting to feel better

October 2, 2025

    Elon Musk ⁦‪@elonmusk‬⁩ Is the algorithm starting to feel better?   9/26/25, 11:39 PM     – Elon Musk’s post polls users on recent X algorithm tweaks, following a September 19 announcement of weekly open-sourcing and a full AI transition by November 2025, aiming for Grok-powered feed customization. – Early September updates introduced stricter […]

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Fluff Up My Monstera Flower

October 1, 2025

🌿🫙Full time hydro Monsteras! #Monstera #MonsteraCare #Hydrophonics youtube.com Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front […]

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Navigate Austin the SailPoint Syllabus Sep 29 to Oct 2

September 30, 2025

Navigate Austin: Full Agenda of Sessions sailpoint.com On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front rowhttp://www.youtube.com/watch?v=QXIaNZi3mHQ What A Super Model Can Teach a Harvard MBA  http://www.youtube.com/watch?v=eudADPfTWiE Larry Chiang Fund of Founders Founding Stanford EIR @duck9 alum, Deeply Understood Capital […]

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LABCS 1456, Roger James Hamilton on Twitter

September 30, 2025

  The appointment of Robert Kiyosaki, author of the 1997 bestseller “Rich Dad Poor Dad” with over 32 million copies sold, as a board advisor to Genius Group reflects a strategic move to leverage his expertise in financial literacy, especially amid a 2025 global shift toward alternative assets like Bitcoin, driven by inflation fears and […]

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WordPress’d Post Bitcoin in Washington DC

September 30, 2025

    Bitcoin Cory 🦢 Swan.com ⁦‪@coryklippsten‬⁩ Leading off at ⁦‪@btcindc_‬⁩ is the one and only ⁦‪@JeffBooth‬⁩ ! pic.x.com/moaIeE23i5   9/30/25, 8:16 AM     Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You […]

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Jeremy Lin 102 IQ versus Kevin McHale IQ 91

September 29, 2025

Jeremy Lin’s POV on Dame’s Series-Ending Shot 🥶 youtube.com Larry Chiang Fund of Founders Founding Stanford EIR @duck9 alum, Deeply Understood Capital Credit Chinese Knowledge 9 Solo Founder Uber API 650-566-9600 Office 650-566-9696 Direct Cell: 415-720-8500  650-283-8008 (cell)

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