Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

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In The Media

Fiat Fixed Income

by Larry Chiang on November 30, 2025

– Adam Livingston’s post celebrates MicroStrategy CEO Michael Saylor’s strategy of issuing perpetual preferred shares backed by Bitcoin, raising $6 billion in 2025 to fund further BTC acquisitions without equity dilution or maturity dates.
– This approach creates a novel fixed-income product where yields derive from an appreciating asset, contrasting traditional bonds reliant on inflationary collateral, potentially disrupting corporate credit markets as Saylor aims for a $100 billion BTC-backed empire.
– Replies echo enthusiasm, viewing it as a “total takeover” of fixed income, though some note risks like dependency on Bitcoin’s 20%+ annual returns and perpetual stock sales during market weakness. 

 
 
Adam Livingston
⁦‪@AdamBLiv‬⁩
Michael Saylor didn’t “pivot” into fixed income, he cornered it.

In under 12 months, he built the first synthetic global bond market backed by an appreciating reserve asset.

Perpetual preferreds, 0 dilution, no maturity, no covenant decay, and collateral that refuses to die.
 
11/29/25, 1:42 PM
 
 

image0.pngimage1.png

Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California

http://www.youtube.com/watch?v=ejeIz4EhoJ0


On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front row
http://www.youtube.com/watch?v=QXIaNZi3mHQ

What A Super Model Can Teach a Harvard MBA About Credit www.slideshare.net/larrychiang/what-a-super-model-can-teach-a-harvard-mba-about-credit

American Express hosts me mentoring you about FICO scores at New York Fashion Week
t.co/inxTmZAj

My video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve 
http://www.youtube.com/watch?v=eudADPfTWiE
***********

Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called Bill Hewlett https://x.com/superSaiyanSkai/status/1941392367304761636/video/1


Larry Chiang
Fund of Founders
Founding Stanford EIR
@duck9 alum, Deeply Understood Capital Credit Chinese Knowledge 9
Solo Founder Uber API
650-566-9600 Office
650-566-9696 Direct
Cell: 415-720-8500 

650-283-8008 (cell)

Editor of the widely syndicated “What They Don’t Teach at School”
whattheydontteachyouatstanfordbusinessschool.com/blog

CNN Video Channel: ireport.cnn.com/people/larrychiang

Read my last 10 X posts at www.X.com/LarryChiang

Author of #WTDTYASBS a NY Times Bestseller released 09-09-09 at #NYFW on a runway under the tents
whattheydontteachyouatstanfordbusinessschool.com/blog/?s=Ny+times+bestseller

www.fastcompany.com/embed/c0d4562ea2049

52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
http://www.youtube.com/watch?v=vDBY0GkI3-g

Emergency swings and cutting deals as an 9 year old
http://www.youtube.com/watch?v=OFGY7v9C4G0

Hunter Pence shared thoughts before winning WORLD SERIES’ Game #7
http://www.youtube.com/watch?v=usu0luYy9pwimage2.jpegimage3.jpegimage4.jpegimage5.jpegimage6.jpegimage7.jpegimage8.jpegimage9.pngimage10.jpeg


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Sales Life

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Check out this moment from Poldark | S2:E8, starting at 53:54. www.netflix.com/watch/80116935?s=i&trackId=278685009&t=3233&d=35&momentUuid=72DCBC57-6E1D-464D-A4D9-687762AA28D3 WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

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Michael Burry’s post reveals 2019 correspondence, including Ryan Cohen’s email introducing himself as a GameStop holder and requesting a call, highlighting early activist ties that influenced the company’s board overhaul. Attached documents detail Scion Asset Management’s August 2019 letter to GameStop’s board, criticizing executive pay and demanding resignations of four directors to refocus on core […]

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Trust is the foundation of every partnership…. youtube.com

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She’s going to prison for 8 years.. youtu.be

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1125

November 22, 2025

My tweet post replies harkens to Bitcoin resilience discussion by contrasting gold’s perfect historical survival rate against fiat currencies’ total failures, using baseball metaphors to dismiss “faux” moneys like crypto. – The attached images juxtapose a Hispanic judge’s diversity quote with mugshots, a theater popcorn ad, and the parent post screenshot, creating a satirical collage […]

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Memos Clearly Map

November 22, 2025

Alex Hormozi recommends adopting a “culture of memos” for businesses exceeding $50M in annual revenue, citing benefits like structured plans, efficient meetings, top-down buy-in, and transparent decision documentation that fosters accountability.     Alex Hormozi ⁦‪@AlexHormozi‬⁩ Strong recommendation for businesses doing over $50M per year. Memos. I cannot emphasize enough how transformative memos have been […]

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Volatility Is a Gift

November 21, 2025

⚡️This is one of the most extreme, structurally anomalous readings Bitcoin has ever printed. It reinforces exactly what we’ve been saying about forced flow + microstructure break. Let’s dissect it properly. 1.   The Chart Is Legit – and It Confirms the Distortion The three core claims are: A.  Lowest 1D MACD reading ever This […]

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