Larry Chiang, President and CEO Duck9.com

YouTube VIDEO

I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:

650-283-8008

or on twitter

Free Resources

Click Here to learn more

In The Media

Cowgirl

by Larry Chiang on October 9, 2025

{ 0 comments }

WordPress’d Post by Amy Zhuang on Hackathon Winning

October 8, 2025

    AmyZhuang ⁦‪@ZhuangAmy888‬⁩ ✨One of my first hackathons… and we placed 2nd at ⁦‪@github‬⁩ Hack Night 🚀 We built GitBlueprint → drop in a repo, get instant clean docs powered by AI prompt packs. A blueprint to make any repo instantly understandable. We integrated ⁦‪@weaviate_io‬⁩ + ⁦‪@Comet_ML‬⁩ to power it ⚡️ pic.x.com/GP0c8mhCcC   10/3/25, […]

Read the full article →

Manufacturing in Downtown Austin

October 8, 2025

Power through ACL with Base ⚡️☕️ · Luma luma.com

Read the full article →

Grow Orchids Self Functioning Water Engineered Water Buckets

October 8, 2025

Grow orchids without watering #tips #flowers youtube.com Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front rowhttp://www.youtube.com/watch?v=QXIaNZi3mHQ […]

Read the full article →

What They Don’t Teach You In School About Managing Inventory At A Car Dealership

October 8, 2025

curated by Larry Chiang The silent dealership margin killer? Inventory aging, of course. The average car sits on a dealer lot 45 days before being shuffled off to another store, according to vAuto.  The hope?  Maybe it finds a better fit in a different market. But here’s the catch—once transferred, that same unit typically sits […]

Read the full article →

Obama Care

October 8, 2025

    Stephen Moore ⁦‪@StephenMoore‬⁩ The Washington Post just admitted what conservatives have been saying for 15 years: “The real problem is that Obamacare was never actually affordable” Even Jeff Bezos’s paper can’t ignore the truth anymore. Once you create dependency on government handouts, it becomes pic.x.com/OpnbNTBtiA   10/7/25, 3:23 PM     cc Saul Alinski […]

Read the full article →

Little Girl Explaining Why Canada is Fucked

October 7, 2025

Joe Rogan Reacts To Little Girl Explaining Why Canada is Becoming a Failed State youtube.com Hunter Pence shared thoughts before winning WORLD SERIES’ Game #7http://www.youtube.com/watch?v=usu0luYy9pw Steve Jobs Texted me on 650-283-8008 in the same way Palo Alto Steve Jobs called Bill Hewlett in Palo Alto  https://x.com/superSaiyanSkai/status/1941392367304761636/video/1 9:59 video sums up 14 chapters of a book coming out 11-11-2019 […]

Read the full article →

Thank You Larry Chiang For hosting Austin Bankruptcy Law Week #ABLW Nov 12 to 21

October 7, 2025

11 Things They Won’t Teach You at Fairmont Hotel -1- Collateral We are taught that terms of collateral are written into the legal docs But do we have a name partner Thats Rocking a Stanford cs Degree Because computer science is what’s needed to dig through collateral chains -2- Default  Orderly receivership  A systematic schedule  […]

Read the full article →

67% if Crime. 1% of Humans Do 2/3rds The Crime

October 6, 2025

This man’s daughter got murdered.. youtu.be Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front rowhttp://www.youtube.com/watch?v=QXIaNZi3mHQ What […]

Read the full article →

Chino Dog

October 6, 2025

He’s been making hot dogs in Hudson Valley for 15 years youtube.com Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New […]

Read the full article →