Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Daily Practice every single day Joe Dispenza

by Larry Chiang on May 25, 2026

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She Healed Autoimmune Disease by Learning to Change, Meditate. And meditate for 3-4 Hours

May 25, 2026

She Healed Autoimmune Disease by Learning to Change youtu.be Sjögren’s Syndrome  http://www.youtube.com/watch?v=ejeIz4EhoJ0 http://www.youtube.com/watch?v=QXIaNZi3mHQ

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AI data centers. CBDCs. Using UBI and Pretend AI job losses

May 24, 2026

•  Economist Richard Werner claims massive centralized AI data centers are not for productivity but to enable real-time monitoring and control via CBDCs, using UBI—now promoted due to AI job losses—as leverage for acceptance, including past ideas of skin-implanted versions. •  The post references Werner’s 2023 revelations on forced digital currency adoption and argues a […]

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Life Savings, Protection

May 23, 2026

https://x.com/juansgalt/status/2057708431713218673?s=43 •  @WartelWawa publicly offers $100k to investigator @zachxbt to identify the hackers who drained 15 years of life savings from his Trust Wallet, with stolen funds routed to KuCoin. •  The user accuses KuCoin of non-cooperation with German cybercrime authorities and claims the perpetrators are French people operating from Tel Aviv who have laundered […]

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Delayed Gratification

May 22, 2026

The younger and poorer the generation, the more they eat out and DoorDash This is part of the problem Allie ✞ (@allie__voss) 1K likes · 185 replies x.com The younger and poorer the generation, the more they eat out and DoorDash This is part of the problem Delaying gratification solves time distortion  Fiat money warps […]

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Frigate Fry Gate Frye Gait vs Ring & Nest

May 22, 2026

 •  Nav Toor replies to his own viral post promoting Frigate by suggesting a plug-and-play hardware box pre-installed with the open-source NVR software would make it far more accessible for everyday consumers. •  Frigate runs entirely locally on affordable hardware like a Raspberry Pi, uses AI for object detection, stores footage privately without cloud services […]

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Slavery is a Bad Business Model

May 22, 2026

La esclavitud no desapareció porque la gente se volvió buena. Eso es lo que te enseñan en el colegio y es básicamente falso. Desapareció porque resultó ser un pésimo negocio. Y la economía lo descubrió antes que la filosofía moral. Pensalo un segundo. Un esclavo no tiene Miguel Hernández (@miguelhzv) 239 likes · 14 replies […]

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Red Wine Soaking Medjool Dates Atop Rice. treasure Chapter 2

May 22, 2026

Cooking for Alexander The Great #foodhistory youtube.com chapter 2 at my hotel in Napa California is #ch2 What They Will NEVER Teach You at Stanford Business School youtube.com On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front rowhttp://www.youtube.com/watch?v=QXIaNZi3mHQ What A […]

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Cheddar Bay Lobster Pot Pie

May 22, 2026

Cheddar Bay Lobster Pot Pie youtube.com Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California What They Will NEVER Teach You at Stanford Business School youtube.com The 09-09-39, “What They Will NEVER Teach You at Stanford Business School” premier is set http://www.youtube.com/watch?v=QXIaNZi3mHQ

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AI and Apps

May 21, 2026

https://x.com/larrychiang/status/2054947342759960699?s=43 •  Larry Chiang reposts Raj Singh’s observation framing early-stage founder anxiety around AI tools like Claude rapidly integrating features that disrupt or eliminate startup categories, drawing a parallel to Apple’s WWDC announcements. •  The analogy highlights how generative AI shifts founder thinking toward go-to-market feasibility and distribution challenges rather than just product ideas, as […]

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