Larry Chiang, President and CEO Duck9.com

YouTube VIDEO

I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:

650-283-8008

or on twitter

Free Resources

Click Here to learn more

In The Media

The Most Dangerous Blog Post Ever Written

by Larry Chiang on June 26, 2026

The Game of Life and How to Play It

Unedited by Larry Chiang 

Florence Scovel Shinn (1871–1940) was an American artist, book illustrator, and New Thought spiritual teacher. She is best known for her 1925 self-published book The Game of Life and How to Play It, a classic in metaphysical and positive-thinking literature that predates many modern Law of Attraction teachings. en.wikipedia.org 

Her work draws heavily from the Bible (especially the teachings of Jesus), viewing life as a spiritual “game” governed by universal laws rather than a random battle or struggle. Success comes from understanding and applying these laws through thoughts, words, faith, and imagination. The book is in the public domain and available as free PDFs online.

Core Idea: Life Is a Game

Shinn teaches that most people treat life as a battle, but it is actually a game of giving and receiving (“Whatsoever a man soweth, that shall he also reap”). You cannot win without knowing the spiritual rules, found clearly in the Old and New Testaments. cslasheville.org 

The goal is the “Square of Life” — perfect happiness through balance in four areas:

•  Health

•  Wealth (prosperity/abundance)

•  Love (relationships, harmony)

•  Perfect self-expression (your unique divine purpose or destiny)

There is a “Divine Design” or perfect plan for each person in the superconscious mind (God Mind within). Your job is to recognize it, claim it, and let it unfold without forcing wrong desires. cslasheville.org 

Key Principles and How to “Play” (Apply Them)

Shinn uses real-life anecdotes (often her clients or herself) to illustrate practical metaphysics. Here are the main ones:

1.  Power of Thought, Imagination, and the Subconscious
Your imagination is the “scissors of the mind” — it cuts out pictures that manifest in your outer world. Whatever you feel deeply or image clearly impresses the subconscious (which acts like neutral power/electricity and carries it out in detail).
Train it to see
only good. Fear or negative mental movies (e.g., picturing disease or failure) can manifest them. Replace fear with faith: “Why worry — it will probably never happen.” cslasheville.org 

2.  Power of the Spoken Word (Your Word Is Your Wand)
Words are creative. Jesus taught: “By your words ye are justified and by your words ye are condemned.” Idle complaints, jokes about lack, or negative statements (e.g., “I’m sick and tired of this” or “I’ll end up in the poorhouse”) program the subconscious.
How to play: Use positive affirmations and “speak the word” with conviction. Bless what you have (e.g., multiply your $8 like the loaves and fishes). Demand from Infinite Intelligence: “Infinite Spirit, open the way for my highest good.” Repeat with faith. en.wikipedia.org 

3.  Law of Expectancy / Faith
You receive what you deeply expect. Nothing stands between you and your desires except doubt and fear (inverted faith). “Wish without worrying” and act on intuition (“hunches”). Make the first move: Ask, seek, knock. blog.12min.com 

4.  Law of Nonresistance
Do not fight or resent obstacles — that gives them power. “Resist not evil” means turn the other cheek spiritually by focusing on good. Nonresistance + faith dissolves problems.

5.  Law of Karma (Cause and Effect) and Forgiveness (Grace)
What you send out returns (hate gets hate, love gets love). But forgiveness and grace transcend karma — you can erase past mistakes. “Under grace and not under law.” Cast burdens on the divine and forgive yourself/others. youtube.com 

6.  Law of Substitution / Divine Selection
Release wrong desires (e.g., a specific person or outcome that isn’t right for you). Ask for the “divine equivalent” or right idea instead. The perfect will come without loss.

7.  Love, Intuition, and Letting Go
Love is the greatest harmonizer. Follow inner guidance (intuition = “in-tuition” from within). Impress the subconscious by “casting the burden” — affirm, then release worry and trust the outcome.

8.  Denials and Affirmations
Deny (erase) false beliefs of lack/limitation. Affirm truth: health, wealth, love, and perfect self-expression are yours by divine right. Example affirmation style: “I am an irresistible magnet for all that belongs to me by divine right.”

Practical Tips from Shinn to Start Playing

•  Monitor thoughts/words — they are constantly impressing your subconscious.

•  Visualize and affirm your “square of life” clearly.

•  Act on intuitive nudges, even if they seem illogical.

•  Bless current circumstances and expect miracles.

•  Erase fear by focusing on: “God is my supply” or similar truths.

Her other books (Your Word Is Your Wand, The Secret Door to Success, The Power of the Spoken Word) expand on these ideas with more affirmations and stories. goodreads.com 

Shinn’s message is optimistic and empowering: You are not a victim — with spiritual understanding, right thinking, and spoken faith, you can manifest your highest good. Many readers find her simple, anecdote-filled style very practical even today. The full book is short and worth reading directly for the examples.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​


{ 0 comments }

The Credit Cycle as a Cycle of Trust Analysis and Context of Private Lending

June 26, 2026

Larry Chiang, 650-283-8008 (@LarryChiang) on X x.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on Summary of the Six Panels The six panels form a continuous written analysis (sourced from Jeffrey P. Snider/Eurodollar University’s June 2026 video/podcast “What Is the Credit Cycle, And Where Are We Now?”) explaining the nature of credit […]

Read the full article →

Peter Steinberger, Justin Poehnelt and external API’s

June 25, 2026

Google fired the guy that made the google workspace cli, because he made the google workspace cli. Lucky me, Google can’t fire me. Gogcli.sh ~ Peter Steinberger gog — Google Workspace in your terminal gogcli.sh https://x.com/steipete/status/2069594195522941059?s=43&t=NipKy21fekvPoZS5MA8-lQ •  Peter Steinberger mocks Google for firing Justin Poehnelt after he built a viral Google Workspace CLI that gained […]

Read the full article →

Google Fires CLI Maxxxxxing Engineer

June 25, 2026

What They Will NEVER Teach You at Stanford Business School youtube.com Justin Poehnelt was fired by Google two months ago after creating the Google Workspace CLI, which rapidly gained thousands of GitHub stars, hit #1 on Hacker News, and attracted many users as an agent-friendly tool for Drive, Gmail, Calendar, and other APIs. •  Initial […]

Read the full article →

too-big-to-fail banks expose contradictions within Western social.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​democracy

June 25, 2026

•  Luke Gromen argues that the 2008 “socialist bailouts” of too-big-to-fail banks continue to drive political costs 18 years later, linking them to rising socialist appeal. 18 years after socialist bailouts for TBTF banks, the political bill for those bailouts continues to grow. Hard to make the case “the bailouts saved the system” and “socialism […]

Read the full article →

Cold Approaches The #cs183d Street-Smart Skill They Don’t Teach You in Business School

June 25, 2026

Cold Approaches: The #cs183d Street-Smart Skill They Don’t Teach You in Business School By Larry Chiang They teach you theory at Stanford. They give you cases, frameworks, and PowerPoints. What they don’t teach you is #cs183d ~ the street-smart execution track. The protocol where you actually pick up the girls, use the phone function on […]

Read the full article →

58% Down

June 25, 2026

Chicago’s commercial real estate  The owner of the Aon Center 200 E. Randolph St Chicago, Illinois, a venture of 601W, formally requested another three-year extension on its $536M senior loan. Appraised at $330.5M down 58% from $780M when it originally took out the loan. “It’s still unclear whether 601W will get the extra time it […]

Read the full article →

Book Club at Pool After Party

June 24, 2026

Book Club at Pool After Party youtu.be speakers attribute the consistent success of their “magic trick” to several psychological and strategic factors: Precision and Authority: By providing specific, granular data-such as exact page numbers or conference hashtags-they move beyond generic advice (0:17-0:26). This precision mimics a “magic trick” that commands immediate respect and authority, leading […]

Read the full article →

I Stopped Prompting AI One Task At A Time. Looping Works Better.

June 24, 2026

I Stopped Prompting AI One Task At A Time. This Works Better. youtu.be Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at […]

Read the full article →

Houston Office Sees Building Value Cut By $63,000,000

June 24, 2026

@FCNightingale The prop is subj to a loan with a curr bal of $48.3 mm. The loan had been placed on a watchlist after it failed to pay off on its antic repay date in Oct 2024, though it is not scheduled for final payoff until Oct 2027. Morningstar DBRS cited concern about the risk […]

Read the full article →