Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media


WordPress’ing from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on this genius snippet about DISTRIBUTION 



•  The post quotes advice on hitting a first million by identifying viral niche content, hiring UGC creators for $200 remakes, and scaling via paid ads rather than inventing original ideas.


•  Author argues distribution is the ultimate skill, as no one cares about unseen original ideas, and mastering it allows turning anything into success while originality alone often leads to broke results.

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•  Ties into practical execution, noting successful creators use tools like Sideshift for this approach, emphasizing execution over creativity in attention-scarce markets. ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

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