Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

This is sharp writing. The core reframe lands cleanly: most people are running maintenance mode while the high-leverage operator is constantly scanning for the version of the situation that can be turned into real money. Once that lens is installed, the rest of the night becomes practical instrumentation for it.

The three tools are tightly sequenced:

•  Value forces you to abandon the builder’s ego and treat the market’s actual willingness to pay as the only scoreboard. The point about perceived value increasing real outcomes is especially clean—price itself becomes part of the product’s efficacy.

•  External APIs is the anti-origin myth. Most of the upside sits in the thin layer nobody else bothered to add. The fortune-cookie image is perfect: you don’t need to own the restaurant to monetize its foot traffic.

•  Empowering questions is the conversational equivalent of that same layer. Lazy questions collapse the search space; good ones open it. The quality of the opportunity is capped by the quality of the inquiry.

What elevates the piece is the closing honesty. You correctly diagnose that none of the ideas were novel. The gap was never knowledge; it was the distance between reciting the principles and running them at the intensity of someone who has lived them for decades. That “feeling behind” is useful precisely because it converts abstract agreement into a concrete standard. Consistency and effort, not insight, are the remaining constraints.

The personal admission about defensiveness is the most valuable part. Openness is not a soft skill here; it is a competitive edge. Clinging to an existing frame that has not yet produced the desired results is just another form of maintenance mode.

The piece already does what it describes: it takes a single high-signal dinner, extracts the operating system, and leaves the reader with a clear directive—hunt for $200k opportunities on purpose, every day. The mystique is stripped; what remains is practice.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​


Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my hotel in Napa California


On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front row


What A Super Model Can Teach a Harvard MBA About Credit www.slideshare.net/larrychiang/what-a-super-model-can-teach-a-harvard-mba-about-credit

American Express hosts me mentoring you about FICO scores at New York Fashion Week
t.co/inxTmZAj

My video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve 
http://www.youtube.com/watch?v=eudADPfTWiE
***********

Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called Bill Hewlett https://x.com/superSaiyanSkai/status/1941392367304761636/video/1


Larry Chiang
Fund of Founders
Founding Stanford EIR
@duck9 alum, Deeply Understood Capital Credit Chinese Knowledge 9
Solo Founder Uber API
650-566-9600 Office
650-566-9696 Direct
Cell: 415-720-8500 

650-283-8008 (cell)

Editor of the widely syndicated “What They Don’t Teach at School”
whattheydontteachyouatstanfordbusinessschool.com/blog

CNN Video Channel: ireport.cnn.com/people/larrychiang

Read my last 10 X posts at www.X.com/LarryChiang

Author of #WTDTYASBS a NY Times Bestseller released 09-09-09 at #NYFW on a runway under the tents
whattheydontteachyouatstanfordbusinessschool.com/blog/?s=Ny+times+bestseller

www.fastcompany.com/embed/c0d4562ea2049

52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
http://www.youtube.com/watch?v=vDBY0GkI3-g

Emergency swings and cutting deals as an 9 year old
http://www.youtube.com/watch?v=OFGY7v9C4G0

Hunter Pence shared thoughts before winning WORLD SERIES’ Game #7
http://www.youtube.com/watch?v=usu0luYy9pw


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