Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

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Harvard Business School '09

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In The Media

Spring Has Sprung 2026. February 19

by Larry Chiang on February 19, 2026

IMG_4134.jpeg

Let’s examine spring time

In the morning, we did green tea. During this green tea, we talked about reverse engineering things that we liked. For example, we liked curry cubes. But we didn’t like the ingredients so we substituted palm oil for extra-virgin olive oil oil.

The curry powder we purchased off of Amazon

Forward engineering

Similar to my friend who studies, chemical engineering, we can forward engineer our brain into a creative enterprise

High green tea that’s an alternative that’s less expensive to high tea. High tea is two people $150, with crappy little finger sandwich sandwiches.

High green tea is three dollars

What have you wanted to reverse engineer?

Have you ever for engineered anything?

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