Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

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Harvard Business School '09

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In The Media

Jimmy Song (송재준) on orange Coin

by Larry Chiang on June 9, 2026


•  Jimmy Song poses an open Sunday survey asking what mistakes Bitcoiners made during the most recent market cycle.

•  Replies frequently cite allowing spam, mission creep, insufficient pushback against Core developers, and political involvement as key errors.

•  Other common criticisms include over-reliance on ETFs and Treasury companies, failing to self-custody, and not scaling Bitcoin effectively.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

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